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InthisissueForhelpsellingorbuyinggiveusacall.NoMeatWheredowegofrohereNoLimitsNoHomeHoidys2014BRE019491457SHamElESSNewsletterLiveConfdentlyMILLERREALESTATETheGreatThawContinuesSlowlyTherealestatemarkethasbeengreatoverthelast3yearspostinga43.8averageincreaseinvaluesintheourcountyareaSacramentoYoloPlacerElDorado.Sotothoseoyouwhoboughtinsidethelast3yearscongratulationsyouhavedonenothingbutlooksmartandoreellucky.Butorthosewhohaveownedtheirhomesoveralongerstretchthisincreasewhilewelcomeisstillinsufcienttomakeuporthebeatingthatwastakeninthegreatcorrection.Toquantiyromthesecondquartero2006thepeakto3yearsagothebottomthelocalmarketdecreasedby52.Thatisnotatypo52.Theobviousmeasureothisdamagetohouseholdscanbeseeninthenumberooreclosuresandshortsalesthatwehadtowashthroughthemarket.Thisnegativelyaectedhomeownershipratesdrivingthemtoa40yearlowasinvestorsgobbledupresidentialrealestate.Lessobviouslybutmuchmorebroadlyeltisthewaythatthecorrectionaectedhouseholdplansthroughoutthelocaleconomy.Thelossoequitymeantthatmanyindividualsandamilieswererozenwheretheywereunabletosellandmoveastheywish.Thislackomovingmeantagreatretractioninrealestateandconstructionjobs---whichrippledurtherthroughtheeconomy.Nowwewelcomethisthawingoourlocaleconomy.Hereareourpredictionsor2015realestateLookorvaluestostabilizeandtickupalittlemaybe12permonthorless5-6annually.Lookorinventorytobebetterasthecontinuedthawopensuphouseholdoptionsandpeoplechoosetosell.Lookorthenumberosalestoriseasthepeopleloosenupgiventhatinterestratesholdtight.LookorMillerRealEstatetogrowmodestly12growthadding3-5capableagents.43.8increaseinvaluesoverthelast3yearsin4countyareaNoJoke OpinioncornerIsittimetogetVulnerablein2015Werunromrisk.Itsinourbiologysaetymeanssurvival.Itmakesevolutionarysense.IyouleavethecaveyoumightrunintoaSaberToothTigerorgeteatenbycannibals.Inthepresentourgreatrecessiontaughtorremindedmanyhouseholdsjusthowdangerousaworlditcanbe.Peopleandbusinessestookrisksandgotburnedandthatresiduestilllingers.Manyremaininaprimitiveposturehunkeringdownandavoidingriskandchangeoanykind.Theproblemwiththatsaetyrstpostureisthatitdoesntalloworgrowthbeitpersonalproessionaloreconomic.Inbothindividualsandcollectivelygrowthrequiresustogetvulnerable---wehavetoleavethecaveandstickournecksout.Will2015betheyearogrowth---ayearwherepeoplegetvulnerableMaybegobacktocollege.MaybemovetoBelize.Maybequityourjob....takeupguitar....hireanotheremployee....startahomelessshelter....hiketothetopoMt.Whitney....runorschoolboard....startanewbusiness....invitetheneighboroverordinner....shufetheportolio.Ormaybeevenentertainanopposingopinion.Theseareallpotentiallyriskypropositionswhichmeanstheymaypaydividends.Ortheymayendinailureridiculeandpain.TheturningoaNewYearisalwaysagoodexcusetodothepersonalaccountingtotakethehelicopterviewotheworldandyourplaceinit.Takealeapgrowthwillollow.WelcoeKristenmcDonellMillerRealEstatewelcomesanewagenttoouroceKristenMcDonell.Asamothero2shehasthepeoplethingcovered.Asaormerresidentialrealestateappraisershehasthebusinessthingcovered.Throwinalittleinteriordesignexperienceandyouhaveagoodrecipeorasuccessulrealestatecareer.2015isripewithopportunitywelcome.Kristencanbereachedat916-801-0132.afewvotesshyWhentheelectionmusicstoppedtherewerenoseatsletontheSJUSDSchoolBoardorMiller.Bummer.ShamelessishappytohaveendorsedMichaelandtrulygrateulortheoutpouringosupportorhiscandidacy.Asacompanyandasindividualswewilllooktocontinuepouringourvolunteerenergyintotheschoolsandencourageotherstodothesame.Educationremainsthemostpowerulleverwecanpulltotransormpeopleslives.Itsimportanttoallous.TheTheoryofEverythingCertainlythereareothersmartperhapssmarterphysiciststhanHawkingwhohavewrittengoodbooksandpositedgreattheories.Butbeingascientistisnotthemostglamorousgignorashortcuttocelebrity.SowhyisHawkingtheguywegrabontoThismovieanswersthequestion.ItchroniclesthelieoStephenHawkingromthetimehewasa20yearolddoctoralstudentintheearly1960satCambridgeUniversity.InchargeotheworldandwithabeautiulwomanonhisarmhegetsatwoyeardeathsentencewithadiagnosisoLouGehrigsdiseasejustasheisstartingtowritehisthesis.Andsincethat50yearagodiagnosishehasworkedhiswayintothepopularconsciousnessasabestsellingauthorspeakerandallaroundicon.Weareallascinatedbygenius.Andweareallloversotheunderdog.ThismovieHawkingsstoryisaboutboth.Reallypowerulandinspiring. INBUsINessMoroccanVegetableSoupSuspiciouslysimpleincrediblytastyIngredients1mediumyellowonion2cupsroughdicedcarrots2cupsroughdicedparsnips2tblspoliveoil2tblspbutter4cupschickenorvegetablestock3cloveschoppedgarlicgeneroussprinklepaprikahandulochoppedcilantrosaltandpepperDirectionsBringasouppotuptomediumhighwitholiveoilandbutter.Addonionandstiroraminute.Addthecarrotsandparsnipsandstiroranother3minutes.Addthestockandbringtoaboil.Turnheattosimmerandletitgoor40minutes.Inasmallpansautegarlicandcilantroinbutteroraminuteortwo.Useimmersionblenderoodprocessororstandardblenderinbatchestopureethesoup.Returnsouptothepotandbringheatbacktomediumheat.Finishbystirringingarlic-cilantromixtureandageneroussprinkleopaprika.Addsaltandpeppertotaste.Dontbesuspiciousaboutthelackospiceitwillbeplentytasty.IkeisamuttothepeopleMeettheun-pretentiousIke.HeisnobluebloodjustaproudmuttaCatahoulaLeopardmixlookingorahome.Atasveltemediumsize48poundsIkewouldfteasilyintoanyhome.Hehasincrediblemannerssayingpleaseandthankyouateveryturnandneverusesasaladorkorhisentree.Additionallyheishousetrainedleashtrainedandanoverallteamplayer.EveryonelovesIkesomayyou.ToadoptIkeorotherpetsgototheSSPCAorvisithttpwww.sspca.orgRealEstateandSchoolsRealestatevaluesandthestrengtholocalpublicschoolsarecorrelatedperectly.ReertothechartaboveregardingSATscoresanimperectbutimportantmeasureoschoolstrength.Findthegreensandyellowsonthemapandthereyouwillfndhigherpropertyvaluesandhigherhomeownershiprates.Thisisunsurprisingbutneverthelesstroubling.Wecouldsuper-imposeotherdemographicmeasuresonthechartaboveandgetthesamepatterncrimeratesincomesdrugabuseout-o-wedlockbirthsemploymentdentalhygieneoodstampreceiptstakeyourpick.Nearthereddotsiswherelieisharder.WhatdowedoaboutitCanwedoanybettertolitpeopleuptoaccesstheopportunitiesaroundusThepolicecanmaketheneighborhoodsaerorpeopleimportant.Foodstampsandooddrivesmighttakecareodinnertonightalsoimportant.Butonlyeducationcanhavethelastingimpactonindividualstotakecontrolotheirownlives.Thereddotshavebeenredordecadesdespitetargetedincreasingundsorthesetroubledschools.WhatwillworkNoanswersjustquestions. SHamElESSNewsletterDeceber2014Ifyouhaveanyrealestateques-tionsorconcernsweareheretohelp.Werepresentbuyersandsellersofallstripesandacrossalltaxbrackets.Callusanytimeoremailusatshamelessmillerrealtynetwork.comorDropinonusat8300FairOaksBlvd203CarmichaelCA95608Welcometotheneighborhood.AordableamilyhomenearSchweitzerElementaryandGlenOaksSwimClub.Perectoraamilywithcul-d-saclocation1563squareeet14acrelotlargesunroomandhardwoodoors.Tiswillnotlastatthisprice.CallScottat916-247-7411Pricedat2899504231FridaMariaCarmichael2644AramonDriveOur2015StartingLine-upOurmissionatMillerRealEstateistobuildaclientcenteredbrokerageocommittedproessionalsentrenchedintheircommunities.Ourmodelgivesouragentstheexibilitytooperateusingtheirclientsinterestsasthecompass.Itrequiresthatweoperateonthecuttingedgewithtechnologyandcurrentmarketinormationtothebeneftoourclients.Andourleanlowoverheadoperationmeansthatouragentsareabletoinvestmoreothemselvesinbuildingtheiramiliesandtheircommunities.BrokerOwnersScottMiller916-247-7411MichaelMiller916-879-6006BrokerAssociatesKristenHansen916-591-1775KandaceMulvaney916-717-4828AnnieDube916-705-6305RandyRicci916-717-6100AgentAssociatesVivianONeill916-402-3107JuliannaFrisk916-606-8169KristenMcDonell916-801-0132KarenTaylor916-213-4741ElizabethAshe916-439-0756NicelyremodeledRanchoCordovastarterhomeiscleanandreadyoranewowner.Allthebigandlittlethingsaredonehereinthis3bed2bathhomewithRVParkingnewwindowsooringkitchenbathroomswaterheateretc.LocatedinasolidneighborhoodnearthereewayandtheAmericanRiverParkwayorthebicyclecommuter.CallKristenMcDonellat916-801-0132Pricedat219950RanchoCordova morenumbersTheDvisDifferenceThechartaboveshowsthedierenceinpricepersquareootromthemostpriceycommunitiesandcomparesittotheirrespectivecountysaverage.SowhyisasquareootorealestatesovaluableinDavisEasy.ThepeoplearecrazyinDavis.Moreseriouslyouranalysistakesustoscarcitynotenoughsupply.DavisdespitehavingalotolandarounditlikebothElDoradoandPlacerCountiesdoesnothavealotobuildableland.ThelandsurroundingDavisisarmThePeopleHveSpokenndtheyrewrongThecseginstdeocrcybyDvidHrsnyiThePeopleHaveSpokenwouldmakeagreatgitorthenerdyhistorianorpoliticalphilosopherinyourlie.Trulyagreatreaditisguaranteedtoshakeupyourthinking.Popularnotionsodemocracyarethatitistheoundationoourstrengthasanationandwillbeacure-allortheworldsproblems.Harsanyiarguesthatthisisdeadwrong.Theworldmayneedmorereedombutitneedslessdemocracy.Freedomanddemocracyareotenconused.Inactthebroaderandmoredirectdemocracybecomesthegreaterthepowerothemobandtheopportunitytolosereedomstothetyrannyoamajority.Considerthatslaverywaspopular.TheancientGreeksunderstoodthisasdidtheFoundingFatherswhichiswhytheyputsomanysaeguardsinplacetoprotectminoritypopulationsandopinions.Whatworksisarepresentativerepublicoperatingwithaconstitutionandatraditionorespectortheruleolaw.Theoppositeothisismostevidentinthenewscomingoutothemiddleeast.Moredemocracyisnottheansweraslongasthemobissimplyvotingtotakeaneighborsreedomsaway.Provocativereadinggiveitashot.landorownedbytheUniversityandthecommunityhasvotedrepeatedlytokeepitthatwayandtokeepDavissmall.Ithasgrownagreatdealinthelast2decadesbutnotnearlyasmuchasitcould.TalktodevelopersandtheywilltellyouthatDavisisnotexactlyaneasyplacetodobusiness.WhatthismeansisthatpeoplewhowantthelaidbackbikeriendlyarmersmarketshoppingintellectualartsyDavisliestylearefghtingorasmallbasketohomesandthereorepayingmoreorthem.DemandhighsupplylowthatsDavis.TheconstructionotheDowntownEntertainmentandSportsCenterismovingalongquickly.Demolitionisdonethefrstoundationswillbesetthiswinterandbynextspringwewillallbeseeingthesteelramerisingromthesite.AsShamelesspredictedinthechorusootherstheinvestmentindowntownbytheKingsandthecityisattractingmoreinvestors.ThatwillleadtoastrongercoredowntownastrongercoreortheregionwithripplesbeingeltthroughoutNorthernCaliornia.ReertoThursdaysSacramentoBeeherehttpwww.sacbee.comnewsbusinessarticle4268965.htmlormoredetails.AsprojectinsiderandShamelessriendBrianBoxerputitThisisagreatexampleohowinvestmentspursinvestmentandwillultimatelychangetheaceoourcommunity.DowntownarenProgressingNicely